Broker Check

Compass Investment Advisors - Dover, DE

 
  • 46 South State Street Dover, DE 19901
  • 302-526-2565

Are you making the right choices with the money in your 401k?

Math based models to guide you in and out of the stock market.
Active401(k)® monitors and advises on your account and when necessary – you take action.

A Truly Active Portfolio

Unlike ‘robo’ investment services, Active401k® does much more than simply rebalance your portfolio. When the risk of loss is high, your stock market holdings are reduced to minimal percentages, depending on the strategy that fits your risk tolerance.


            Simplify your 401(k) Investing with 4 Easy Steps:

1. Tell Us About You

An investment strategy is recommeded for you based on your growth and risk objectives.

2. Tell Us About Your Plan

We currently monitor thousands of retirement plans, chances are we’ve got you covered.

3. Follow our Lead

You’ll immediately see the current investment recommendations for your plan – tailored to your personal preferences.

4. Stay on Top of Things

Whenever the ActivePortfolio strategies suggest that a change is in order, you’ll be notified via email (or text message if that’s your thing).

How Can This Service Help You

Many of our client's are invested in their employer's 401(k) plan. In the past, it has been very difficult to provide timely information and suggestions for these types of accounts, because each one is unique.

We’re excited to say that Active401(k)® changes that! We believe this new system can help meet a serious challenge for the average investor - how to make informed choices within the limits of their employer’s plan.


Pricing Structure

Monthly $24.99/month

  • Receive Personalized Quarterly Allocation Recommendations
  • Subscription to the Compass Investment Advisors weekly newsletter
Select Monthly Plan

Annually $249/year

  • Receive Personalized Quarterly Allocation Recommendations
  • Subscription to the Compass Investment Advisors weekly newsletter
  • Comprehensive Financial Plan Creation
Select Annual Plan

Quarterly $74.99/quarter

  • Receive Personalized Quarterly Allocation Recommendations
  • Subscription to the Compass Investment Advisors weekly newsletter
Select Quarterly Plan

 

Q & A:

How do you determine my risk tolerance?

We have partnered with Riskalyze, a pioneer in risk tolerance science, to provide a starting point for you to better understand your own risk scores. Through a brief survey, Riskalyze is able to accurately assess how much risk you are willing to take in the markets as well as how much return you're looking to receive on your investments.

Does Active401k® hold any of my money?

No. We never take custody of any of your funds. We simply provide solid advice as to where to invest it. We give you the suggested allocation and then you simply login to your custodians web portal and make the changes we suggest.

How do you determine when to make changes to allocation?

Our model portfolios use active strategies that constantly monitor the momentum and direction of stock and bond markets. While the individual investment options inside of your retirement plan are actively monitored, recommendations for reallocation are made every calendar quarter. When there is a high probability of a downturn in the market over the coming quarter, it is time to move to the minimum prescribed stock allocation for that quarter. When the probability for gains is indicated, the maximum stock allocation prescribed is based on the risk portfolio that you select.

How do you choose your portfolio?

When it comes down to deciding which of your investment options to suggest, we always recommend the investment options that are currently showing the most sustainable momentum compared to the others. It's simply a mathematical interpretation of 'which of the options is currently offering the most potential for gain'.

Can I make changes to the portfolio?

You cannot make changes to our model portfolios. You can change your profile with Active401k™to move to a more risky or less risky portfolio allocation. And of course, because you are in control of making the changes to your retirement account allocation (we just provide the information component) you can always choose to take more or less risk on their own.

You use the term Active Management frequently, what is it?

Instead of the same old tired buy-n-hold investment strategies, ActivePortfolios provides an easy-to-explain tactical approach that can help manage risk from normal market corrections while seeking to participate in gains when they are available. 

Advisory services offered through Q3 Advisors, LLC an SEC registered investment advisor on a non-discretionary basis. Compass Investment Advisors, Active401k and Q3 Advisors are separate entities.